r/CreditCardsIndia • u/ApprehensiveRead5864 • Feb 25 '26

General Discussion/Conversation New SHOCKING rules to retain Infinia card

Post image

HDFC just sent an email to all Infinia cardholders, announcing that you need to maintain a minimum annual spend of Rs. 18 lakhs to continue holding the card!

This completely changes the game for Infinia.

703 Upvotes

97% Upvoted

372 comments sorted by

View all comments

Show parent comments

8

u/aashish2137 Feb 26 '26

I think it will be the other way around. Other cards will also tighten the noose. The future of premium cards will move towards a world where most users are restricted to 1 or 2 premium cards and then they start curtailing the benefits. Thats how the text book loyalty rewards work. My 2 cents.

1

u/ApprehensiveRead5864 Feb 26 '26

Hmm, you’re actually right. This could serve as a great precedent for other banks to curtail benefits rolled out to low-value customers.