r/SipsTea • u/Knows_Earl63 • Sep 03 '26

SMH A 25-year-old suffered a catastrophic brain injury in a motorcycle crash and UnitedHealthcare is REFUSING to pay for the treatment that could help him wake up...

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u/Continental__Drifter Sep 03 '26

Insurance companies should not exist.

You might as well say "at the very least, slave owners should not beat their slaves."

Like that whole institution is wrong and immoral, why does this still exist in 2026

-1

u/BlueSalmonofJustice Sep 03 '26

Insurance Companies should not exist… heartily disagree with that statement as the purpose of insurance is to share the risk amongst many in a cooperative manner but if you stated for profit insurance companies should not exist then I fully agree.

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u/JasonG784 Sep 03 '26 edited Sep 04 '26

Because then doctors have to treat you having no idea if they’ll get paid. The insurance is for docs getting paid. That was the whole point of creating the system.

ETA: lots of people never looked up the history of Blue Cross, clearly.

17

u/Continental__Drifter Sep 03 '26

Crazy how firefighters have to put out fires and definitely know they'll get paid, despite not having a complex system of fire-extinguishing insurance.

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u/JasonG784 Sep 03 '26

I gave you the actual answer 🤷‍♂️

10

u/Continental__Drifter Sep 03 '26

Yes, and you missed the point that insurance companies aren't necessary for doctors to get paid.

Doctors get paid with or without insurance companies.
In most of the developed world doctors get paid without needing insurance companies.

Insurance companies don't serve that purpose. Their purpose is extract as much money from sick/injured people as possible while limiting their ability to get treatment.

This isn't something which should exist in 2026. It's such a blatantly immoral form of exploitation, like slavery.

1

u/Shakewhenbadtoo Sep 03 '26

Its so corporate organized medical providers get paid consistent amounts to forecast earnings. Doctors are a small proportion of the assets they get paid for.