r/SipsTea • • 5d ago

Chugging tea Well, I’m 42, with zero savings. Definitely have less than $900 in my checking.

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u/krazytekn0 5d ago

Put 10% of all money you receive into an index fund and never pull it out until you are ready to retire at like 45

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u/zakdageneral 5d ago

For real though somebody told me this when I was a senior in high school and I wish I had done that. 36 and just started saving and I'm not very good at it.

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u/St0iK_ 5d ago

I've been told that and have heard that when I was young. I wish someone would have beaten it into my head so I'd listen.

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u/zakdageneral 5d ago

My aunt always used to say that education and savings would "open doors" for me and I thought that was the stupidest shit I'd ever heard. Now I understand how much I cannot do because of my choices in my early 20s

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u/Yontamen89 5d ago

Noted.