I have two cards with Capital One That went over the credit limit and were closed by them because of what they says was because of “Activity on one or more of your Capital One accounts that is inconsistent with typical customer account usage.”

I’m wondering if now that they’re paid in full if it’s worth calling or writing and asking them to remove the derogatory remarks on my credit. Has anyone had any success with this? One is reporting 30/60/90+ 4/2/3. The other is 1/1/0.
Thanks y’all!

I opened a 360 Savings account about a month ago to start working on longer term savings. I did have an issue where I never got the 2 small deposits to verify my bank account. Called in, and they cancelled the first request, and I initiated another. It went through normally.

My issue is that they seem to be holding every deposit in a ‘Pending’ state for 10 days.

I could understand holding the initial deposit, but they are now holding my second deposit.

I have been with C1 for probably 10 years. The bank account I am using for transfer is 25 years old, and has been the account used to pay my C1 cards since the beginning.

Is this normal?

It’s not really a ‘problem’, other than it just being unusual.

NOTE: These are not large deposits. $100 - $500.

I just received this letter in the mail…“We are closing this account because Capital One has observed activity on one or more of your Capital One accounts that is inconsistent with typical customer account usage.” So they are closing my $200 secured credit card. The balance is paid in full but will this still be a negative mark on my credit report?

Got the $900 offer two days ago, I followed the terms and opened 4 lines with device over $400. I am expecting $3600 of cash back.

I just received an email now saying that it tracked but the reward amount is just $2100. Should I be worried? They usually tell me to wait like 90 days for manual review when it doesn't track at all. What about wrong amount? Would they adjust it?

Thanks for any inputs.

First one I got, I didn't get the 200 dollar SUB. This time I made sure I got that SUB...