r/CreditCardsIndia • u/ApprehensiveRead5864 • Feb 25 '26

General Discussion/Conversation New SHOCKING rules to retain Infinia card

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HDFC just sent an email to all Infinia cardholders, announcing that you need to maintain a minimum annual spend of Rs. 18 lakhs to continue holding the card!

This completely changes the game for Infinia.

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u/DDthestoner Feb 26 '26

I don’t understand how can they not included Demat holdings as a part of the RLV. It’s pointless having Demat holdings worth over 1.4 crore with HDFC now & they’re showing my RLV as only 90k in the email.

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u/Visual-Maximum-8117 Feb 27 '26

Demat doesn't make them as much money.