Had an interesting unboxing experience today when the RM came home and asked me to open the Axis One credit card package only for it to feature an actual lockbox lol.
Epic, congratulations OP. However this card has lost its elegance. My dad used to have this card. Axis excluded the demat holdings from TRV and there would be 50k annual fee so he let go. Maybe only for forex rn otherwise there are other good cc options.
No i am not comparing this Burgundy private to IDFC I am just stating IDFC cards are actually rewarding you when you use them for forex,
I am just saying who can get burgundy private will get burgundy private always, its pretty baller card nevertheless
Axis does provide a 12 month waiver to retain people if they fail to meet the TRV subsequently. I think that might be what happened in this person's case. We were offered the same waiver, but the card would just end up collecting dust anyway. Also didn't want to track anniversary dates just to avoid losing 50k or 1L as someone mentioned the changes, when the time comes.
Or family banking - requires all of the family members to have a collective TRV requirement.
I certainly know for sure chindi Axis is not giving away anything lol
Yes. But the box is a gimmick.plus I don’t see any value in the card either especially after the devaluation. Axis bank is also not great at service, especially my private RM.
I don’t mean to be a downer. Congrats on the card. I too was excited when they did this whole smoke and mirrors act.
I use my HSBC premier card everywhere now. The funny thing is that the hearsay is that HSBC service sucks while axis is better, but I find the reverse to be true. Guess it does depend on the RM. The rm I had when I was a burgundy customer, was much more proactive.
I wasn’t looking to get this card either. The RM thrust this on me. I just thought the unboxing experience was interesting. For all practical purposes, i intend to continue using Infinia, which has been my daily driver for a while now.
So I am under the family scheme and the only purpose this has served for me is cash withdrawal of 3L/day so that’s 3*4 members =12L/day. Just this and booked a couple of movie tickets like twice or thrice in last 6 years lol
Axis Burgundy Private has unlimited Domestic and International Lounge access as well as access to spas. There are so many other benefits to it along with this. Just use Google, you idiot. Whatever your regular use card is, Burgundy Private and similar cards are simply out of your league and from the way you're speaking, you definitely can't comprehend the benefits and perks they have to offer.
Lol! You wouldn't have seen the cards in ur life which i am holding already u beggar.
Its just that i dont have savings account with axis, so i wasn't aware about that burgundy benefits. And when i asked u about exceptional benefits then u r listing about withdrawal so soo... u should have mentioned about these loungue access things first. And spa access. Try to articulate it well if u r using reddit. Otherwise ur comment is nothing more than blah blah...idiot!
Ngl i am actually looking which banks issues cards with those big emv chip cause I need one of the big chips cause only that part looks classy rest is not worth it
Pnb luxura credit card is really good, same is the case with boi and union bank rupay select credit card luxura cc costs 7500 rupees and 18lac salary per annum. Other two cc are also available at the lower thresholds but all these cards are available to people who have accounts with these respective banks.
Boi rupay select cc and it has two upper variants which has annual fees of 2000 or so but you get various vouchers and spa benefits as well as cult fit membership so nothing you're loosing only one condition you need to apply have boi account older than 1 year or 15 months old
Indian bank has stopped giving cc to general public its only for its own customers that too selected people who have considerable trv with them. Cc are issued only as pre-approved offers. All the above information I have confirmed from branch manager itself. I do have account with them but I don't maintain that high balance amount. You can try pnb they give cc pre-approved offer to people who maintain 50000 or so for atleast one quarter.
7cr 😳 well Indian bank rupay select cc is good it has same spa benefits and cult fit membership and coupon of Amazon prime and Sony Liv. All the rsdc benefits are there on cc, here you can get max cc limit of 5 lacs if I'm not wrong you can check it afterwards as website of Indian bank is almost same from past 2 years no change. So it's not updated, this cc limit is what I got to know from my known persons.
Sbi works on mass scale it has 48 cr accounts, it charges for debit cards, and atm machines and sbi takes charges for depositing money via atm which canara doesn't and uco as well. Sbi has charges and so does axis I would be say axis has even more but sbi works on mass scale
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u/gotbannedx2 27d ago
Epic, congratulations OP. However this card has lost its elegance. My dad used to have this card. Axis excluded the demat holdings from TRV and there would be 50k annual fee so he let go. Maybe only for forex rn otherwise there are other good cc options.