r/CreditCardsIndia • • 16h ago

Help Needed/ Question How to get max benefits.

Post image

Best way to get maximum benefits.

55 Upvotes

49 comments sorted by

192

u/ComplexExplorer2077 16h ago

You get 100% discount on what you don’t spend

2

u/c-log 13h ago

Words of the wise

35

u/AvgUser96 16h ago

Just free lounge access and 500 off on movies every six months (or calender half year?). Good thing is you don't need to book 2 tickets to get 500 off, works on single ticket

3

u/meinBhiEngineer 6h ago

for movies, you will still end up paying 80-100 rs for some falana dhikana fees

15

u/Real_Consequence_331 14h ago

By using it to file your nails.

2

u/Pleasant-Business-82 13h ago

Came here to say this. It's 🤮

27

u/Substantial-Taro-344 14h ago

Just put in a drawer and use it only for movie and airport lounge aslo wait for its devaulueation

18

u/hyperterminal_reborn Cashback is King 15h ago

That meeting could've been an email and this post could've been a Google search

6

u/sylly_mee No LTF, No Deal 14h ago

I only use it for availing longue access without any spend limit, and it is on par with the best cards too (there are some cards which have a very limited list of free longue access, but Tiger provides longue access at almost all airports/terminals). Also I mostly go to watch movie alone, so it's a boon for me to get ₹500 off once every 6 months.

1

u/Top_Intention_4003 4h ago

How'd you get the card? How many enquiries they allow so that application is not rejected.

1

u/sylly_mee No LTF, No Deal 4h ago

I never got rejected, it was accepted in the first time itself

1

u/Top_Intention_4003 4h ago

I mean to say when you applied this card, that time how many enquiries u had in the last 3 months?

1

u/sylly_mee No LTF, No Deal 4h ago

I don't remember that

1

u/Top_Intention_4003 4h ago

U can check your cibil report 

1

u/sylly_mee No LTF, No Deal 4h ago

There's one CC enquiry 3 months prior to that

2

u/Away_Roll6680 15h ago

By throwing it.

2

u/OtherwisePossible330 15h ago

I use only for lounge access as no spend criteria. But if you can spend upto 6 lacs the accelerated rewards are also no that bad on this card.

2

u/Be-Kind-Every1 14h ago

Not by using the card!!

2

u/HBK_____ 13h ago

I have been using this card only twice a year for free movie ticket, nothing else

3

u/hold_it_dude 15h ago

Bhai nakhoon kat le please 🙏

1

u/Ok-Scene-9466 16h ago

Why did you get this for

1

u/Zealousideal_Mud4558 16h ago

It was ltf so just got it for free movie ticket & flight booking.

3

u/ukanimator 14h ago

Some die of thirst, some die drowning in water.

1

u/RemarkableScene9487 16h ago

How did you get this ?

3

u/Zealousideal_Mud4558 16h ago

In paisabazar profile it was showing pre approved & ltf so applied for it, online verification & approval done by Indusind bank & they delivered it in 3 days.

1

u/AdventurousBench6225 15h ago

Why using paisa bazar though?
Is it genuine

1

u/Zealousideal_Mud4558 15h ago

I use to use it for my health Insurance policies & they provide with a free cibil report every month so in a month I get 4 free cibil report check on diff dates, 1. Cred 2. Gpay 3. Paisabazar 4.bankbazar

1

u/vsx007 Cashback is King 4h ago

I used to get 1 every 5 days by having multiple apps only to realise it was waste of my time. Not much changes in 5 or 15 days and you get anxious and worried. 

After a time you realise it's best to check one a month. 

1

u/Zealousideal_Mud4558 3h ago

He said why i am using paisabazar i dont 🤣 keep checking my cibili, I only check it when i close any loans or once a month, i use to use paisabazar for that

1

u/Deegul96 13h ago

How did u get this....i just got straightaway rejected with 780 cibil....with no default history

1

u/Vast_Attitude5540 11h ago

Cibil is not the answer to everything.

1

u/Top_Intention_4003 4h ago

Write some more content to avoid post deletion

-1

u/-pavbhaji 16h ago

Mostly useless

3

u/Zealousideal_Mud4558 16h ago

🥲 so all i can do is watch movies for free twice a year 😂.

0

u/Pruthvii07 16h ago

500rs off on BMS 😳 is useless

1

u/Negative_Welcome4069 15h ago

Even my debit card gives That

1

u/Pruthvii07 15h ago

Which card

2

u/Negative_Welcome4069 15h ago

IDFC First Bank Visa Signature Debit Card you can also get Sapphiro

1

u/konhwo67 15h ago

I get the same 250rs off every month at 0AMB , just need to book 2 tickets to avail the offer ( I book movies on Tuesday and only pay conv fee)

1

u/Negative_Welcome4069 15h ago

Sapphiro also doesn't have any AMB

1

u/the_neuros 15h ago

Which card

-2

u/-pavbhaji 15h ago

Lol , getting a card just for movies, i mean many other cards in market are available which give it a complimentary, rather that just a single major benefit

1

u/Pruthvii07 15h ago

Which card

1

u/sylly_mee No LTF, No Deal 14h ago

No. Mostly all other cards give BOGO offers for movie tickets. This card is a boon for folks like me who go to movies alone. It gives ₹500 off once every 6 months on purchase of even a single movie ticket.

-1

u/-pavbhaji 13h ago

Bro 6 months ? Like just twice in 1 year, don't you go for movie , every 1 or 2 month ? Also getting a credit card just for movie ticket freebies? Don't you spend on other stuffs, save on all those stuffs by getting other card , and this movie ticket won't even matter, and other cards would still be giving you free one ticket with another

1

u/sylly_mee No LTF, No Deal 12h ago

No, I don't. I rarely go to movies.

Also do you think I only have this credit card? I have other credit cards to use for spending and saving. And I got this LTF. I don't understand what's your problem with my spending pattern, and why do you assume and judge how am I utilizing credit cards.

As I said this card is a boon for me as it gives discount for single tickets too, I don't have to look for someone to go with me just to save ₹250.