r/CreditCardsIndia • u/ItssAlright Cashback is King • 11h ago
General Discussion/Conversation It'sAlright, mistakes happen - HSBC said no, then sent the card anyway 💀
HSBC rejected my application for not meeting their income threshold. Very professional, very final.
A few days later, the card shows up at my door. Visa Infinite, no less.
Guess the right hand didn't get the memo from the left hand. Anyone else had something like this happen with a bank? Curious how common these mix-ups actually are.
9
u/RockingThor 11h ago
The same thing happened to me. I applied for the t1 credit card two days ago. HSBC sent me an email saying the application was declined due to their internal criteria or something similar, but I received the card today. I do not know what the hell HSBC is managing.
3
5
3
u/Specialist_Prize1616 7h ago
Is everyone getting there their card after rejection in HSBS then I will apply too?
2
u/cryptominer3217 10h ago
do you fall under the income logic? salary or self employed?
1
u/ItssAlright Cashback is King 10h ago
Threshold is not mentioned, how do I know
1
u/cryptominer3217 10h ago
i m asking what you filled salried or self employed
1
u/ItssAlright Cashback is King 10h ago
Salaried
2
u/cryptominer3217 10h ago
ohkk bos and thanks , for salary 6lakh for self employed 1200000 thats the threshold, why i asked because i just want to know do they really checked your income details or not? because i m self employed n didnt file ITR so, dont have much documents realted to self employed. thats whay i asked.
2
u/AcanthisittaRare6974 8h ago
Similar thing happened with me during my application. I got an email from them indicating I had some incomplete documentation and then when I followed up with customer care they said the application is still in progress. After a few days my application got approved and the card was delivered to me.
20
u/wetpussyislove 11h ago
this happens all the time lmao. congo tho
great card, enjoy