r/CreditCardsIndia • u/itsbikerboy • 14h ago

General Discussion/Conversation Infinia - Pointless ?

I have been a credit card user for the last 6+ years and I use the HDFC Infinia, HSBC travel one and Axis Atlas as my primary credit cards among others for specific spends.

Most of my monthly expenses were managed through vouchers (~50k-70k), because of which Infinia was my credit card for shopping bill, payments, and other retail requirements.
I would then go for Axis Atlas (accor earlier & now air india) for everything else while HSBC travel one (accor) remained a backup credit card, if in case any other credit card is devalued.

However, ever since HDFC has reduced benefits on vouchers to 3000 points/ month (22.5k spends), I’m just curious if there is any other benefit that you see with the Infinia credit card? Thats a max benefit of 36k points annually.

I do Travel, but my flight bookings are approximately once per quarter. I am not sure if I can get more value of HDFC.
Is it worth it?

(speech to text converted post, please ignore any errors)

14 Upvotes

82% Upvoted

25 comments sorted by

View all comments

1

u/SaracasticByte Award Traveller 11h ago

Infinia was never meant to be a voucher benefits card. Somewhere Infinia lost the game with all the voucher earnings. They are fixing it now. 18L/yr spend, capped gyftr earnings.

It's still a solid card if you book hotels and airline tickets. Also it gives reward points on jewellery and gold. And insurance spends too. Unlike Axis, there is no group A/B mess and capping.