r/CreditCardsIndia • u/itsbikerboy • 14h ago

General Discussion/Conversation Infinia - Pointless ?

I have been a credit card user for the last 6+ years and I use the HDFC Infinia, HSBC travel one and Axis Atlas as my primary credit cards among others for specific spends.

Most of my monthly expenses were managed through vouchers (~50k-70k), because of which Infinia was my credit card for shopping bill, payments, and other retail requirements.
I would then go for Axis Atlas (accor earlier & now air india) for everything else while HSBC travel one (accor) remained a backup credit card, if in case any other credit card is devalued.

However, ever since HDFC has reduced benefits on vouchers to 3000 points/ month (22.5k spends), I’m just curious if there is any other benefit that you see with the Infinia credit card? Thats a max benefit of 36k points annually.

I do Travel, but my flight bookings are approximately once per quarter. I am not sure if I can get more value of HDFC.
Is it worth it?

(speech to text converted post, please ignore any errors)

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u/BalanceSignificant55 10h ago

In the same boat, I have switched to HSBC Premier as my primary card. I max out the 3k every month and then use infinia only for Myntra and recently used it for gold purchases. For everything else it is HSBC Premier for me. For vouchers, I have EPM as the back up.