r/Fire • • 5d ago

Advice Request 72t Question

I'm planning for a 72t, I understand the concept of withdrawing the same every year on the amortization method. But what I don't understand is and couldn't find more info is the 1/2 year, do I still take the full amount for the half year or quarterly like I planned?

TIA

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u/[deleted] 5d ago

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u/FamiliarRaspberry805 5d ago

You can take it in any frequency you like as long as the total adds up. I take the full amount in one withdrawal yearly.

And the full amount has to be taken the first year, even if it's only a partial year.