r/SipsTea • • Aug 22 '26

WTF Damn

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88

u/Imreallythatguy Aug 22 '26

So insurance wouldn’t cover it because it wasn’t necessary in their eyes?

59

u/Criminoboy Aug 22 '26

No. They were going to 'cover' it but there was 20% co pay. In the US, they'll charge you thousands per month for insurance, but will still make you pay for part of your care.

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u/bwrca Aug 22 '26 edited Aug 22 '26

This copay thing is the craziest thing I've ever heard of.

Edit: copay, deductible, max out of pocket? WTh is all that

12

u/lastberserker Aug 22 '26

It's the whole bill, after negotiations, the insurance doesn't pay a dime.

1

u/Workman44 Aug 22 '26

Yeah health insurance is effectively just a negotiator between you and the provider