I called an imaging center and asked for a cash price for an MRI on my knee. It was $300. Going through my doctor for a referral and using insurance, the price would’ve been over $3000 and I was going to be out $1000 in copay and fees.
I usually ask for cash price on everything before I use insurance, half the time it’s cheaper and the other half the time it’s barely more for basic stuff like this. Also call around and shop pricing, you will find places that do things way cheaper than others.
I have a job that is supposed to provide basically the best insurance benefits available for people who don’t make high six figures. They just announced they’re going to increase our deductible by 3x and institute 15% coinsurance next year. We are angry and screwed but what can we do other than let them know about it? We’re not going to be able to find better health insurance at any other job
We’re just all going to pay more money in order to not be able to afford to go to the doctor anymore
Oh yah that’s right they are also raising premiums on top of all that
It can fuck you that way too. Then ur bound to ur company's plans, they can be just as stupid. "Now I have to only go to a kiser permenentie in network hospital. Sure ill remember that while im unconsious in a medevac chopper."
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u/Ok_Subject_5142 Aug 22 '26
I called an imaging center and asked for a cash price for an MRI on my knee. It was $300. Going through my doctor for a referral and using insurance, the price would’ve been over $3000 and I was going to be out $1000 in copay and fees.
I usually ask for cash price on everything before I use insurance, half the time it’s cheaper and the other half the time it’s barely more for basic stuff like this. Also call around and shop pricing, you will find places that do things way cheaper than others.