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https://www.reddit.com/r/SipsTea/comments/1vvipyr/damn/p5a77kp/?context=3
r/SipsTea • u/DapperDusk • Aug 22 '26
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Heart surgery. For privacy I don’t want to be more specific. It was necessary but not emergency.
88 u/Imreallythatguy Aug 22 '26 So insurance wouldn’t cover it because it wasn’t necessary in their eyes? 1 u/Fringelunaticman Aug 22 '26 Medicare pays 80% of an approved treatment. You are responsible for the other 20%. However, and people are stupid if they dont do this and a lot of people dont do this, if you get a Medicare secondary insurance, you will owe $0. My mom died 2 years ago with a 3M bill. Her portion was a bit over 600k. She paid $0 because she had a secondary insurance. 1 u/Puzzleheaded-Flow724 Aug 22 '26 So you need TWO insurances to have something most other first world countries have for everyone of their citizens, at no individual cost.
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So insurance wouldn’t cover it because it wasn’t necessary in their eyes?
1 u/Fringelunaticman Aug 22 '26 Medicare pays 80% of an approved treatment. You are responsible for the other 20%. However, and people are stupid if they dont do this and a lot of people dont do this, if you get a Medicare secondary insurance, you will owe $0. My mom died 2 years ago with a 3M bill. Her portion was a bit over 600k. She paid $0 because she had a secondary insurance. 1 u/Puzzleheaded-Flow724 Aug 22 '26 So you need TWO insurances to have something most other first world countries have for everyone of their citizens, at no individual cost.
1
Medicare pays 80% of an approved treatment. You are responsible for the other 20%.
However, and people are stupid if they dont do this and a lot of people dont do this, if you get a Medicare secondary insurance, you will owe $0.
My mom died 2 years ago with a 3M bill. Her portion was a bit over 600k. She paid $0 because she had a secondary insurance.
1 u/Puzzleheaded-Flow724 Aug 22 '26 So you need TWO insurances to have something most other first world countries have for everyone of their citizens, at no individual cost.
So you need TWO insurances to have something most other first world countries have for everyone of their citizens, at no individual cost.
453
u/TheEndOfAllThings23 Aug 22 '26
Heart surgery. For privacy I don’t want to be more specific. It was necessary but not emergency.