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https://www.reddit.com/r/SipsTea/comments/1vvipyr/damn/p5bju5f/?context=3
r/SipsTea • u/DapperDusk • Aug 22 '26
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52
That sounds like the BS amount hospital "charge". Insurance negotiates it down so they can act like theyre doing something. What hospitals charge is basically meaningless.
45 u/Capt-geraldstclair Aug 22 '26 I believe virtually everything people say about being charged $$$$$ for medical shit. A few years back, a new "emergency hospital" opened up very close to my house. I went there one night for a very bad nose bleed. I was in and out in like 20 min. The doctor looked up my nose. Said he could cauterize it or stick a tampon in to plug it up. He recommended the tampon approach. I walked around for a day and a half with a string hanging out of my nostril and self extracted it on the 2nd day. When I got the EOB from the insurance company, I almost had an stroke. The "hospital" charged insurance over $13,000. My cost after the negotiated rate paid out by insurance was over $3000. All the guy did was look up my nose. Talk to me for 5 min. Then inserted a piece of cotton in my nostril. I assume he also threw away his gloves and washed his hands. But that wasn't itemized on the bill. I disputed with insurance, twice, but they paid it out any way. 11 u/Trippingthru99 Aug 22 '26 Wait I’m confused. So did you pay the 3k or not? I might be illiterate 2 u/option-trader Aug 23 '26 That $3K seems to be his part of the bill. Not sure if he actually paid it or not. I wouldn't at that price for a tampon. 2 u/JustForkIt1111one Aug 23 '26 I disputed with insurance, twice, but they paid it out any way. Doesn't read that way.
45
I believe virtually everything people say about being charged $$$$$ for medical shit.
A few years back, a new "emergency hospital" opened up very close to my house.
I went there one night for a very bad nose bleed.
I was in and out in like 20 min.
The doctor looked up my nose. Said he could cauterize it or stick a tampon in to plug it up.
He recommended the tampon approach.
I walked around for a day and a half with a string hanging out of my nostril and self extracted it on the 2nd day.
When I got the EOB from the insurance company, I almost had an stroke.
The "hospital" charged insurance over $13,000. My cost after the negotiated rate paid out by insurance was over $3000.
All the guy did was look up my nose. Talk to me for 5 min. Then inserted a piece of cotton in my nostril.
I assume he also threw away his gloves and washed his hands. But that wasn't itemized on the bill.
I disputed with insurance, twice, but they paid it out any way.
11 u/Trippingthru99 Aug 22 '26 Wait I’m confused. So did you pay the 3k or not? I might be illiterate 2 u/option-trader Aug 23 '26 That $3K seems to be his part of the bill. Not sure if he actually paid it or not. I wouldn't at that price for a tampon. 2 u/JustForkIt1111one Aug 23 '26 I disputed with insurance, twice, but they paid it out any way. Doesn't read that way.
11
Wait I’m confused. So did you pay the 3k or not? I might be illiterate
2 u/option-trader Aug 23 '26 That $3K seems to be his part of the bill. Not sure if he actually paid it or not. I wouldn't at that price for a tampon. 2 u/JustForkIt1111one Aug 23 '26 I disputed with insurance, twice, but they paid it out any way. Doesn't read that way.
2
That $3K seems to be his part of the bill. Not sure if he actually paid it or not. I wouldn't at that price for a tampon.
2 u/JustForkIt1111one Aug 23 '26 I disputed with insurance, twice, but they paid it out any way. Doesn't read that way.
Doesn't read that way.
52
u/Frequent_Ad_9901 Aug 22 '26
That sounds like the BS amount hospital "charge". Insurance negotiates it down so they can act like theyre doing something. What hospitals charge is basically meaningless.