r/SipsTea • u/DapperDusk • Aug 22 '26

WTF Damn

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51.7k Upvotes

93% Upvoted

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901

u/slashnbash1009 Aug 22 '26

I had one a few weeks ago to determine the severity of a brain bleed I had after a stroke and it costs me 4300 dollars with insurance.

292

u/Ok_Subject_5142 Aug 22 '26

I called an imaging center and asked for a cash price for an MRI on my knee. It was $300. Going through my doctor for a referral and using insurance, the price would’ve been over $3000 and I was going to be out $1000 in copay and fees.

I usually ask for cash price on everything before I use insurance, half the time it’s cheaper and the other half the time it’s barely more for basic stuff like this. Also call around and shop pricing, you will find places that do things way cheaper than others.

92

u/Cowboywizzard Aug 22 '26

This is the real pro tip. The drawback is if you don’t use your insurance, you might not satisfy your deductible

155

u/WindWalkerRN Aug 22 '26

The point is insurance in USA is a racket

84

u/AshhhCakes Aug 22 '26

And people will say "just get a better job" not realizing how fucking outrageous of a statement that is almost anywhere else in the world.

1

u/Healing_Puke Aug 24 '26

It can fuck you that way too. Then ur bound to ur company's plans, they can be just as stupid. "Now I have to only go to a kiser permenentie in network hospital. Sure ill remember that while im unconsious in a medevac chopper."