r/amex • u/AutoModerator • 6d ago
Mod Announcement Monthly Common Questions & Advice Thread
Monthly Common Questions & Advice Thread
Ask here instead of making a post. A new thread goes up on the 12th of each month.
What belongs in this thread
- Should I get this card, and how does it compare to another one
- Do I qualify, and what are my approval odds
- Welcome offer questions: eligibility, meeting the spend, whether you have had the card before
- Upgrade, downgrade, and product change questions
- Retention offers: how to ask, what people have received, whether it is worth trying
- Deals tied to Amex benefits and partnerships, discussed rather than only linked
Post these as their own thread and we will remove it and point you back here.
Check these first
Most of what gets asked here is already answered in the wiki FAQ, including once-per-lifetime rules, card families, pop-up jail, clawbacks, and financial reviews.
Search the subreddit too. Your question has almost certainly been asked, often this month.
How to ask so you get a useful answer
"Should I get the Gold Card?" gives nobody anything to work with.
Include your spending in broad categories, your rough credit range if you are comfortable sharing it, which Amex cards you already hold, and what you are actually trying to get out of the card. Say what you already read, so people do not repeat it back to you.
Read the terms of any offer before asking what it means, then quote the part that is unclear.
What does not belong here
Referral links or codes. Not in this thread, not anywhere outside the monthly referral thread. Removal, and a ban if you keep doing it.
Account problems. Disputes, fraud, missing credits, and closures need Amex, not us. We are not American Express and no moderator here can see your account.
Personal information. No account numbers, no full names, no addresses, no exact balances. Broad spending categories are fine. Our filters remove suspected card numbers automatically.
If your comment disappears
New and low-karma accounts get filtered automatically when they post links. This happens before any moderator sees it.
Send one modmail and we will review it. Do not repost.
What happens if you post these topics separately
We remove the post and point you here. Repeat offenders get banned.
Sharing referral links, personal attacks, and posting someone's personal information skip straight to a permanent ban.
Housekeeping
We lock and archive this thread monthly.
Be useful to each other. Most people asking here are new to this and got a card two weeks ago.
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u/AutoModerator 6d ago
This sounds like pop-up jail. Offers vary. Try a different card or offer, apply with no offer, or wait.
I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.
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u/Latter-Ad-7705 5d ago
Anyone opened an AMEX CD first and then later opened an AMEX savings account and were still able to get the signup bonus for the AMEX savings account?
I'm a bit confused because when I created the AMEX CD (and in the end, it ultimately shows as just a CD, not a savings acount) several of the pages before the final one said things along the lines of congrats on opening your AMEX savings account. Which is making me wonder how the online system views these/if it classifies these as too similar for the savings bonus
1
u/mhall85 4d ago
So I am really close to buying a new MacBook, and I want to maximize the purchase given how much it will cost.
So would this be a good time to open up a BBP card? I have the vanilla Plat & Gold already, and I do fly Delta but I don’t think I would keep the Delta cards long-term.
Any advice welcomed!😁
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u/notthegoatseguy BCP + Blue Biz Cash&Plus + Checking + HYSA 2d ago
BBP is a solid card, you can add employees to get further bonuses, and the sign up bonus was at one point as high as 75,000 MR. That might have been nerfed to 50,000, but still good.
And it lets you store your MR in case you ever cancel the AF cards.
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u/CapHatteras 2d ago
I'm considering getting the Gold early next year, and I do have a question regarding the dining credit. Based on my calculations are that I would probably use the credit for about 4 to 6 months out of the year. My question is if the credit can be used when you buy a gift card as it is the case with Dunkin? Thank you for any information.
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u/linz3yy 1d ago
Yes you can load $7 to your Dunkin balance each month to get the credit the same way you can buy a five guys or Cheesecake Factory gift card although those typically have to be purchased in person for it to qualify.
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u/CapHatteras 13h ago
That's great. I was afraid that the dining credit would more or less go unused, and there's no Dunkin in hundreds of miles where I live. Thanks.
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u/02ViperRT10 19h ago
Yes. I upload $7 to my Dunkin’ app each month. Then I get my Dunkin’ points too.
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u/Radioman96p71 5d ago
Anyone else getting access denied to the Wiki?