r/borrow • • 4d ago

ATTENTION LENDERS: Bot Outage Procedures

21 Upvotes

For All Lenders

While the bot is down, please follow these temporary procedures:

Continue recording all loans as normal. You will not receive bot confirmation after entering the command.

Require the borrower to confirm the loan on their post. This helps protect you and provides a record of the loan.

Record all payments by replying to the original loan command. For now, this is the easiest way to determine whether a loan is still outstanding or has been repaid.

Rule 15 still applies. You are responsible for performing proper due diligence before lending.

Check the borrower’s history carefully. Look for outstanding or past-due loans and review previous loan/payment comments.

If you cannot verify repayment with the previous lender or do not see a paid comment under the previous loan, consider not lending. If a previous lender later provides evidence of nonpayment, you may be found in violation of Rule 15.

Once the bot is back online, we will determine how to handle loans that were not recorded by the bot and provide further instructions.

Please use extra caution and diligence while the bot is unavailable.

Thank you.


r/borrow • • Jun 23 '26

Borrowers Before You Trust That DM… Read This!!

85 Upvotes
  1. Lenders must follow our requirements too. If someone messages you from a brand-new account or an account that does not meet our requirements: → Report as spam → Block → Ignore. No exceptions. No “but they seemed nice.” That’s how scams work.

  2. Legitimate lenders do not need burner accounts. If someone contacts you from a throwaway account with a suspiciously convenient excuse: → Report as spam → Block → Ignore.

  3. Anyone using a burner account to contact borrowers is a scammer. We promise, you are not missing out on some secret VIP lender opportunity. → Report as spam → Block → Ignore.

  4. If someone threatens to “report you to the lender message boards” (or whatever imaginary villain headquarters they’re pretending exists), feel free to tell them to eat shit. Then: → Report as spam → Block → Ignore.

Protect yourself. Read our Rules, FAQs, and Safety Guidelines so you know exactly what to look out for.

Stay smart, stay safe, and stop giving sketchy accounts the benefit of the doubt.

Thank you!


r/borrow • • 56m ago

[Req] ($380) (#Glendale ,CA,USA) (Repay 11/27/26) (Venmo, PayPal)

• Upvotes

Unexpected bill, need to pay by Tuesday. Willing to pay more by Nov 27. Thanks in advance.


r/borrow • • 8h ago

[REQ] ($500) - (#Burnaby, BC, Canada), (Nov 30 payback $575), (etransfer/Pre-Arranged)

5 Upvotes

r/borrow • • 2h ago

[REQ] (£100) - (#London, England, UK), (£120 on 21/10/2026), (PayPal, Bank Transfer)

0 Upvotes

Kindly requesting loan of £100 to repay £120 on 21st October

I am not interested in schemes, selling feet pictures, referral links etc - just the loan. Thank you!


r/borrow • • 8h ago

[REQ] (150) - (#Tulsa, OK, USA) (Repay 210 on 10/31) (Venmo,PayPal)

2 Upvotes

Really in tight after a big veterinary bill and know I don’t have any prior loans so I’m new here and don’t have a history but I can show you verification of pay stubs etc


r/borrow • • 6h ago

[REQ] (£500) - (#Manchester, England, UK), (11/01/2026), (Bank Transfer)

1 Upvotes

Hi everyone,
I’m currently in a difficult financial position due to some unexpected expenses and I’m looking for a short-term loan of £500 to help me get back on track.
I’m able to repay £650 in full on 1 November 2026, and I’m happy to provide reasonable verification of my identity and circumstances through a suitable private process.
I understand that lending money to someone online requires trust, and I appreciate that this is a big ask. I’d be genuinely grateful to anyone willing to consider helping me out.
Thanks for taking the time to read my post.


r/borrow • • 8h ago

No Longer Needed [REQ]($30) - (#Bristol, TN, USA), (10/24/2026), (Paypal)

1 Upvotes

r/borrow • • 8h ago

[Req]($100)(#Nanaimo, BC, Canada)(Repayment $140 by 10/30/2026)(Etransfer or wire)

1 Upvotes

Hi today I need to borrow a 100$ and offering 140$ as repayment, because my bed got totaled and I need that fized. I have a couple post im not to proud of but I need that bed fixed and some food and i want to avoid outside work night as much as possible, its dangerous here for that, but i refuse to starve. Thank you.


r/borrow • • 8h ago

[REQ]-$250(#Buffalo,New York,US)

1 Upvotes

Hello looking to borrow some money for my medications and will pay back 300 the first friday of November as I have one other borrow out now. I can provide bank deposits for proof of income and cash app would be preferred


r/borrow • • 12h ago

[REQ] ($450) - (#Valdosta, GA, USA) ($520 10/21) (Pre w/ u/That-Establishment24)

2 Upvotes

r/borrow • • 16h ago

[REQ] ($400) - (#Washington, MI, USA) (Repayment of $460 on or before 10/30/26) (PayPal, Venmo)

3 Upvotes

Hi there! Recent unexpected death in the family, ongoing child support court issues with the father of my 5 year old twins.

Perfect, on-time repayment history on here. Please comment on this thread and DM me if you're interested in working with me. Thank you!


r/borrow • • 12h ago

[REQ] (600) - (#Vancouver, BC, Canada), (Next 3 months), (interac)

2 Upvotes

r/borrow • • 13h ago

[REQ] ($120) - (#Moncton, NB, Canada), ($130 on October 23rd, 2026), (E-Transfer) (Pre-Arranged with u/FrontSeekingThrowaway)

2 Upvotes

r/borrow • • 13h ago

[REQ] (£70) (#lochgilphead, argyll, UK) (repayment of £80 on/before 10/31/26) (paypal/revolut)

2 Upvotes

hi, i dont have a sob story or anything, i am just having some minor cashflow issues as i wait for money coming that i thought i would have by now.

any help greatly appreciated cheers.


r/borrow • • 10h ago

[REQ] ($50) (#ClintonTownship, MI, USA), (October 30, 2026) (CashApp)

1 Upvotes

Hello everyone in this subreddit. I just paid my bills and unfortunately am just short on money for groceries for my two sons and I. I am hoping someone here could be generous enough to help us out. I read the rules and i hope this post complies with everything. Thank you!


r/borrow • • 14h ago

[REQ]($75) -(#Apple Valley, CA, usa)(repay $85 on 10/23/2026)(paypal)(pre-arranged)

2 Upvotes

r/borrow • • 11h ago

[REQ] ($200) - (#Honolulu, HI, USA), REPAY BY OCT 28th. Apple Cash/Cash App

1 Upvotes

Hey everyone, I’m about to move to Japan and the move and paying for a recent funeral has taken up basically all my liquidity. I have $70 to my name and I don’t get paid until the 28th. My upcoming paycheck is north of $3K, I just need to survive this period.


r/borrow • • 14h ago

[REQ] ($1000) - (#KEARNY,NJ,USA) (REPAY $1200 ON 10/31) & (ZELLE,APPLEPAY)

2 Upvotes

r/borrow • • 15h ago

[REQ] ($300) (#Chicato, IL, USA) (Repay $200 10/21, 10/28) (Venmo, Zelle, PayPal)

2 Upvotes

Was basically bed ridden all week due to illness and looking to catch up. Willing to negotiate repayment. Appreciate.


r/borrow • • 16h ago

[REQ] ($450) - (#New York, NY, USA), (Repay $520 on 11-25-2026), (Zelle)Prearranged with u/10thGroupA)

2 Upvotes

Pre arranged


r/borrow • • 17h ago

Completed [Prearranged][REQ] $105-(#Atlanta,GA,Usa),(Paypal) Repay $120 on 10/29/2026

2 Upvotes

r/borrow • • 19h ago

[REQ] ($110) - (#Denver, CO, USA) (Repay - $110 10/20) (PayPal) (Pre-Arranged)

3 Upvotes

r/borrow • • 15h ago

[REQ] ($700) - (#Paris, Île-de-France, France), (Repay $375 on 12/31/2026 and $375 on 01/30/2027), (Wise/Revolut)

0 Upvotes

Hi everyone,

I'm looking to borrow $700 (approximately €600) to cover some urgent expenses.

I'm employed and can offer a total repayment of $750 in two instalments: $375 on 31st December 2026 and $375 on 31st January 2027.

I can receive funds via Wise or Revolut, preferably through an immediate transfer.

I've borrowed through this community once before and repaid on time. I'm happy to provide verification privately.

Thank you for considering my request! ☀️


r/borrow • • 16h ago

[REQ] (1500) - (#Papillion, NE, USA), (January 22, 2027), (Pre-Arranged)

1 Upvotes

Setting up a pre arranged loan.