r/fieldrecording • u/platypusbelly • 4d ago
Procedure Recording vehicles - insurance?
I know it’s tangentially related, but hopefully it’s still allowed.
Curious if you record vehicles, do you get insurance if the vehicle isn’t yours? Especially if you get to record a high value vehicle. If you’re going to do air someone’s car out and spend a day moving it up and driving enough to get full coverage for an entire library, I imagine you’d want it insured from damages and everything. Would hate to take someone’s Lamborghini out and be on the hook for damage on it, when I could pay some insurance just in case.
How would you go about that? Meaning, I would think daily (or short term) insurance would be a thing. But I did an (granted, quite cursory - have to research it more) internet search and what I’m finding is insurance policies that let you pay daily, but are still longer term contracts, like 6 months or a year. I want to insure a car for a day, or maybe a weekend and be done with it. Does anyone know where something like that exists?
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u/milotrain 4d ago
We've used the same kind of insurance you buy for a day of filming. 1mil policy. Make sure it includes workmans comp and auto coverage.
https://www.reddit.com/r/Filmmakers/comments/1hewx7t/need_insurance_to_shoot_low_budget_for_1_day/
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