r/finance • u/AutoModerator • 26d ago

Moronic Monday - September 21, 2026 - Your Weekly Questions Thread

This is your safe place for questions on financial careers, homework problems and finance in general. No question in the finance domain is unwelcome.

Replies are expected to be constructive and civil.

Any questions about your personal finances belong in r/PersonalFinance, and career-seekers are encouraged to also visit r/FinancialCareers.

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u/Halkyos 26d ago

I noticed that the indexes are lower now than a few months ago and I am wanting to put more into my Roth IRA. I could either do $2,400 now, or do $1,200 now and let my regular deposits for the next three months do their thing - either will bring me to maxing out for the year. Is one choice better than the other?