I share the car I own with my mother. For the term of this year's policy, I listed myself as the principal operator, as I was using the car to commute to work. Now I no longer commute by car, and the vehicle is rated for pleasure use only. My renewal is coming up, and I understand I have the option of not declaring a principal operator. My mom uses the car less than six days per month to drive to work, and I use it a few times per month to do groceries, visit family, etc.

In order to have no principal operator, must the vehicle usage be exactly 50/50, or is there a range? I could not find anything in ICBC's tariff to answer this, apart from "who will operate the vehicle specified in the certificate for more time than any other listed driver during the term of the certificate."

Failed my driving test for the third time. I took the test at the Lougheed Hwy location. The first time I failed was for not leaving a wide enough gap when making a left turn. The second time was for " skill, " and the third time was for taking too much time when making a turn (allowed extra time because it was raining). Nothing about Demerit points, btw.

Seriously don't understand why I keep failing. The instructors do not tell me. They write simple things like skill issue and fail me. It seems fishy. It seems like there is some sort of bias because I am a teenager, or maybe they have an invisible quota of how many people they can pass per year.

The reasoning and results are not consistent, and I am always confused as to why I fail. And for the second failure, I had to complain to a supervisor that the examiner did not elaborate on the reasoning as to why I failed, to which the supervisor said was because I used too much gas when accelerating. All these small things should lead to points off, not total failure.

Is there something that I'm missing? Has anyone had similar experiences? Should I retake my test somewhere else?

hi everyone, looking for advice. I was driving straight down Lougheed Hwy and as I'm passing an intersection a guy starts turning right onto Lougheed very fast as he was not looking, and I instinctively swerved to avoid being hit. Unfortunately I hit another car on the left lane due to my swerving. No one was hurt, just dent/scratches on both our cars. I have a video from the person who was driving behind me, he said he also clearly saw the other guy was not looking. The other guy then speeds off. The footage shows how he would have hit me if I had not swerved.

I filed a police report with Burnaby RCMP and they said all they will do is give him a warning as he did not actually hit me. But they don't even want to look at the video because it won't prove who was driving the other car. I have reported this to ICBC as well and am waiting to hear back.

Wondering if anyone's been in a similar situation, and think I might be 100% at fault for the other car? I feel like I should not have swerved but it was instinctual, I didn't have much time to react.

Thanks everyone.

Car: 2018 Mazda 6 GT Turbo, 119k kms

Due to heavy winds in Surrey last week, a tree fell on my Car. Neighbours have been cutting the roots of this tree - although not entirely their fault cause roots were not that deep and this tree was destined to fall (unfortunately, it fell on my car).

Do you think the damage to the roof, windshield, and body can be repaired or will ICBC write this car off? I know if they write this off, they are going to lowball, and a similar car with similar kms after dealer fees etc is around $22-24k. I have already opened an ICBC claim, and they will pay back for the tree removal. Will take the car to an autobody shop this week.

I really love this car, and I am not in a position to spend more money on purchasing a new vehicle. What are my options?

Also, any recommendations for a good autobody repair shop in lower mainland? Someone who can provide me a loaner car as well cause I don't have coverage for a rental vehicle.

Hello, I’ve had my N for over 2 years now and I have a clean record but I got my first ever ticket for going 25kmh over the limit on a highway, I’m looking for advice on what to do and how this will affect me getting my class 5

Update: spoke with icbc and they said it’s fine and I should automatically be upgraded since I meet all the requirements, it wasn’t an excessive speeding ticket and I have a clean record

Taking my vehicle back in to the repair shop, let’s just say they missed ALOT of things. Was doing a once over and noticed this paint run off, should I accept this or ask them to fix it.

I visited my shop for the walkthrough pointing out what needs to be fixed cosmetically; when I asked the guy working there “what about the mechanical function of the car? Will you guys take a look at that too?”

He went on to say something along the lines of “you have to take it to the ICBC warehouse after we’re done with it here.” his English wasn’t very good and hard for me to understand what he was saying.

I only brought it up cause when I kneeled down to check the undercarriage. I noticed there was a leak by the U-Joint area where the driveshaft connects to the engine or tranny.

There was also “Tranny pin pulled” written on the window; when I brought this up to the repair guy he said that wasn’t us who wrote it; it was ICBC.

Anyone been thru something like this before?

This is a Theft claim that happened 2 months ago; finally reached this stage just this past week.

If I have my N, and have had it for over a decade with no tickets, shouldn’t I have my letter about the license change by now? What do I do if I don’t get it? The address on my license is correct.

I’m buying another car. I am going to gift my current car to my son in Vancouver then take off the plates and take them to Kamloops where I purchased a new car and have the broker there register and insure my new car with my old plates. Is this legal or the correct way to o do this? My son will have my old car plated and insured in his name and u assume my plates will also be assigned to that car until I get to Kamloops and have them registered. Does this work?

Every time I try to log in to submit expenses for my claim, I get hit with this. Tried on my phone and two different computers. Cleared my cache. Tried different browsers.

ICBC recommended I reach out to my adjuster. But they never reply to my calls or emails.

We infrequently haul three horses in an aluminum trailer (about 8,000 lb loaded, electric brakes, breakaway device, licensed and insured). Tongue weight estimated around 1,100-1,200 lb.

It's super unclear what's legally required beyond having electronic trailer brakes (etc), being under the GWVR (truck and trailer independently) and the GCWR (together). We have zero may of measuring axle weights. No highway weigh scales anywhere near us.

Questions for anyone who knows:

1. If you're within the tow rating and GVWR but slightly over rear GAWR, is that a legal / insurance issue? If so how are we supposed to measure this? Same with hitch receiver / tongue weight?
2. If there's a crash and overweight is a factor, how does ICBC treat it? Does it affect coverage or fault, or both?
3. Has anyone dealt with this on a rental truck? Do rental agreements usually add their own towing limits?
4. Is there anywhere in the Cranbrook area with a public scale that regular drivers can use?

I've read ICBC's "Towing a Recreational Trailer" guide, and the CSVE towing guide, but they don't help out here. it's really unclear.

thanks

Hi everyone,
I’m a Canadian citizen planning to get a B.C. driver’s licence. I currently have a valid mainland Chinese driver’s licence and about 10 years of driving experience. I also have an expired U.S. driver’s licence that was originally issued in 2016.
From what I understand, because China is not a reciprocal-exchange country, I would still need to pass the ICBC knowledge test and Class 5 road test. If I can prove at least 2 years of full driving experience, I should be able to skip the L/N graduated licensing process.
I’m trying to clarify a few practical details from people who have actually gone through this:
Did ICBC take your foreign licence when you applied, after the knowledge test, or only after you passed the road test?
If your foreign licence was from China, did ICBC keep/destroy it permanently?
What documents did ICBC accept to prove your previous driving experience? Would an official stamped driving-history letter be enough?
Would an expired U.S. licence from 2016 help establish earlier driving history, or did ICBC require an official DMV driving abstract?
If I prove 2+ years of experience, is there really no waiting period between passing the knowledge test and taking the Class 5 road test?
For Chinese-language documents, did you use an ICBC-approved translator, and were you able to arrange the translation remotely before coming to B.C.?
I’m mainly trying to make sure I bring the right documents and don’t accidentally surrender my Chinese licence earlier than necessary.
Thanks in advance to anyone who has been through a similar situation.

Hello! I’ve had my N for over 3 years now, and got a paper from ICBC a while back saying I’m eligible for the automatic one time graduation from N to class 5.

Unfortunately I got my first ever speeding ticket today (Motor Vehicle Act 146(3)).

I just want to know how cooked I am; will I get a driving prohibition? This is my first ever offence.

I haven’t paid the ticket yet.

I’m very stressed it was a stupid mistake

I just passed my knowledge test online and I need to go pick it up from the DL office but I don't have a secondary piece of ID I only got my primary what should I do?

Will I be able to Doordash if I am automatically converted to Class 5? Restriction 54: No electronic devices, including hands free is giving me confusion.

Hi all, looking for advice. I have about 15 years of driving with no prior accidents.

I was in a parallel parking spot, adjusting the car's position before pulling out. I hadn't pulled out yet (only the front-left of my car was out as I was still adjusting). The other car, in the main lane, hit my front-left fender its front-right bumper. My fender is damaged and the front bumper came off entirely, so it will likely need replacing. The other driver's car has a dent in the front bumper but no other damage. Thankfully, no one was hurt.

At the scene, the other driver told me she was at fault because she was distracted by her screen. There was plenty of room in the lanes, and she could have stopped or driven around as I still wasn't pulled out into the lane. A witness standing nearby saw the accident and I believe heard her say it.

When I reported the accident, ICBC told me I'm liable because I was leaving a parked position and the other car had right of way. I disagree, and I understand I have 90 days to dispute.

A few questions:

1. Should I ask the witness and the other driver to give ICBC a statement, or should I leave that to the adjuster?
2. Has anyone successfully disputed a fault decision like this? What made the difference?
3. Is a case like this worth disputing?

Thanks in advance!

I got pulled over by a cop in downtown for “running” a yellow light at an intersection. I was too close to the stop line before the color changed so there wouldn’t have been a safe way for me to stop. The cop was visibly annoyed with me from the start and started picking on unrelated things, and then proceeded to write me 3 separate tickets. Before I go on, yes I did overseat passengers— I had 2 friends and I was aware of the 1 passenger rule. I also wasn’t aware that you weren’t allowed to use your car play for navigation, as on my license it just states that I am not allowed to go on an electronic device, which I assumed would mean your phone (this I legitimately had no clue about, and since I got my license in a different province without these restrictions, I didn’t do further research on it other than what the worker that handed me my license told me— which was that I simply can’t go on my devices). So overall he wrote me a ticket for the yellow light, over seating (going against the license restrictions), devices (again going against the license restrictions). I am going to dispute the yellow light ticket but if that doesn’t work out, I’m wondering how these total of 8 points is going to affect my ability to get my fiveN and also my insurance.

Hi, i have class 7 N license and was given the ticket by an officer for changing the solid white line and he mentioned no points will be deducted but now after some months I get a letter from icbc mentioning that I am on probation and there is another letter mentioning the offense and 2 points.

Why is icbc deducting 2 points when the officer or the court (i disputed it) didn’t mention about it???

Hi,

Moving back to bc this month (after previously living there for 2 years), will be exchanging my UK license. I remember I got a temporary paper license last time until my card arrived.

My question is, can I get insurance on a car with just this paper? Or do I need to have the official license card?

Another question- can you rent a car with the temporary license? I will have other forms of ID with me (passport) not sure if a company like Avis would accept that?

Thanks!!

I’m not the registered owner but I am listed as the primary driver on the coverage. Would I be able to renew the policy online with my own ICBC profile? Or can renewing online only be done via the account of the registered owner?

This is my first time renewing online and I haven’t any registered vehicles in my account just yet.

TIA!

I just changed my ON -> BC license and because the issue date was > 2 yrs, they gave me the full BC driver's license and credited 2 years of driving experience. The issue is that, the premium on insurance is quite high due to low years of experience. I got my first G license back in 2016 and they said I could submit my driving history for ICBC to credit it here in BC.

So, I looked at https://www.icbc.com/driver-licensing/moving-bc/Proving-your-driving-experience,

and it says

"If you hold a full G licence or higher, we calculate your experience as the time since the issue date on your current licence plus 12 additional months.

If this combined time is less than two years and your first licence in Ontario was issued after June 1, 1994, you can provide us with a driver history letter to prove further experience that may exempt you from our Graduated Licensing Program. Please note that this is a specific letter that Ontario issues and is not their standard driving record."

And now looking at https://www.ontario.ca/page/get-longer-term-driving-records-or-letters-and-documents#section-5, there are bunch of records that ON provides:

-  5-year driver record (uncertified & certified)

- Extended driver record (uncertified & certified)

- Complete driver record (uncertified & certified)

- Driver confirmation letter

- copies of driver documents (uncertified & certified)

I will prob give them a call later next week but has anyone had experience with this? Which one was accepted for you?

Also, if I purchase the insurance at a premium right now, would this be adjusted / refunded once ICBC credits my yoe?

Thanks.

I'm thinking of buying a used car and this is on the Carfax. Does that mean there was an accident for $0? That makes no sense?

New to BC and BC auto insurance is different than other provinces.

Is it worth paying a $300-$500 more to go ICBC instead of say BCAA?

My main concern is the repair shop you are allowed to choose when making a claim. Will the cheaper companies force you to use some cheap shop to repair your car instead of a certified Mercedes repair center?