I’m 24 and living with my mom in Georgia. I was involved in a serious car accident in 2024 that left me with ongoing back and neck problems, tinnitus, and hyperacusis (painful sensitivity to everyday sounds). Physical therapy hasn’t helped much, and doctors haven’t been able to offer me a reliable solution for my hearing problems. I have an ongoing personal injury lawsuit that could take another couple of years to resolve.
My mom and aunt keep pressuring me to get a job, and my mom constantly reminds me how little money we have. I understand her concerns and genuinely want to become financially independent, but I’m struggling just to get through each day. My physical limitations make working incredibly difficult, and even ordinary environments can be overwhelming because of my hearing.
The hardest part is that I’m incredibly passionate about filmmaking, writing, and art. I want to become a director someday and eventually move to New York. But lately, all I can bring myself to do is watch movies, play story-driven video games, and try to make it through another day. I have ADHD, struggle with depression, and feel like my ambitions are slipping further away.
Living in the US feels increasingly depressing when you’re dealing with health problems and have no financial independence. I feel trapped between wanting to build a meaningful life and barely being able to manage the one I have. I don’t want to spend my twenties like this, and I don’t expect my family to support me forever.
Has anyone been in a similar position? Should I look into disability benefits, try finding remote work, or focus on recovering while my lawsuit plays out? How do you start building a future when your health, finances, and living situation all seem to be working against you?

I took out a Amscot cash advance back in like July or August. I haven’t been able to pay it back yet. It’s just been one thing after another. Was hoping to do it this pay day but now since I’ve lost my car and only have a 50cc scooter I need winter gear as I get cold very easily and when I am it hurts and I can’t move. That’s gonna take the cash advance money. My question is at what point will they send me to collections. I just filed for bankruptcy a week ago

Hi everyone, I'm in my mid 20s and I don't really have a great support system to ask for advice on this sort of thing. I've been dealing with some major health issues over the past couple years, and on top of it my car has broken down twice in the past couple months with expensive fixes. Due to that, I wasn't able to pay a couple of my car payments and my car was repossessed last night. It's gonna cost me about 1500 bucks to get my car back and I think I'll be able to pay most of it, but I'll likely be a couple hundred short by the time I absolutely have to pick it up. Does anyone have any advice on how to make some money over the next week? I've been looking into plasma donation and I might do a couple donations if I can. I also don't have a ton of things so selling stuff probably isn't super possible. Any advice helps, thank you so much.

I'm so embarrassed

I'm a university student in my second year currently living off of £15 a week. I genuinely don't know what to do because I don't have a macbook which I really need for my course (music) to be able to work outside of university open times. I need to get a macbook (minimum £320 for a used one), macbook charger (£10-20) and Logic (£200). How do I do this...

I'm not asking for money, I just want advice on what I should do cause I also want to go out with friends (which I don't do often) from time to time. The little money that I do have all goes to groceries.

Is there some way that I can save some money?

I know some people might raise an eye brow and say "I hate working"!! Or something of the like. But Monday was a holiday so we had it off. So all I can think about how that's missed time and money for me. I'm a temp so I don't get holiday pay. I don't even have the money to do anything fun away.

Seriously feel like i'm all alone, I have my bachelors degree, & it's been 2 years and still no damn luck with my degree.. I'm 24 and I feel like it's just been useless retail jobs here & there. In debt, Pretty much unhoused, and going to programs to help me get a "job" with no luck. I feel like retail is just killing me at this point with inconsistent hours... i feel like im just destined for failure at this point and have no hope at all. The only thing keeping me going is the fact that I have food stamps for now until i get a "full time" job and even then it will not be enough... how are you guys managing? Is there anybody who got themselves out of situations like
this? I'm just fkn depressed man.

Spent my last 5.00 on 2 cans of cat food. On the way home I found a fresh loaf of Oroweat Whole Grain Oatnut bread. Wish I had some mayo and a can of tuna.

I don't know what to do anymore. 22 F.

I have a restricting mother, who values her money on Hobby Lobby, than actually spending it on true necessities. She says that she is always paying bills, but it's my aunt that does all of it.

She has been draining every aspect of my energy and empathy for her, with the choices she's made in the past that have targeted me. Especially ever since the day she tried to restrain my access to metformin, since I have high insulin, but she believes she knows better than me. Then saying things about my weight almost every single day, when metformin is also an aid for that.

And now, with me, I don't have a job and can't afford to have stability for my basic needs. I don't have a laptop to attempt remote jobs and schooling, neither can even bother access to go out far. Since I live in the countryside (Amish territory), my mother isn't willing to take me out far, when there are so many more opportunities out there.

I'm really scared at attempting college. Since I don't want my life to end up worse than it already is. But I wish to be independent.

I'm really trying everything that I can. But I feel so hopeless and really scared that this is all there is for what I can do to progress.

I don't even know how to afford therapy, when my mother doesn't even bother getting me the access to get there either. I'm tired of being a broken and running faucet that others have to prepare bowls for in hopes that it doesn't overflow with burdens.

Does anyone have advice for this, please?

UPDATE TO MY POST

Thanks everyone for commenting on my post. Ok short story, I finally spoke to a live person from National grid. The rep was extremely helpful and had great info regarding my bill $1,236.00

I was able to get on another payment plan,

I now have to call the supplier of the electric town square energy
I am paying .19 cents per kilo
And national grid is only .15 cents
But all could change,

anyways I paid the amount to start payment plan.

I also managed to pay my rent , but still have a big balance, anyways , I am doing much better

Oh get this during the call I told the rep, “ yeah about my balance, I am not sure how to get the balance down, and I can’t work anymore hours, so to be honest with you, I rather be able to pay my rent instead of having the power turned off”. She agreed but told me pay what I can that’s all you can do
Thanks again have a great weekend

Trying to find a roommate in a more rural part of Michigan sucks and so anyone I’ve been trying and still get nothing! I’m trying to save money and renting out my spare room since I’m just a single person with a few pets but damn is it getting frustrating.

Nakakainis lang sa part na I can't afford love just because I'm broke. gustong gusto ko sya pero I can't. 1. Probably she already had a relationship with someone. 2. I'm broke. 3. I'm still grinding to make a decent amount of money. I'm fully aware that this shit is a childish and Immature, but I can't help myself. yun lang ta*gina kasi ng government.