I've been thinking about this a lot lately. Many of my friends growing up have really hit it big and while I'm doing well myself it feels like there's this constant unspoken pressure to match their lifestyle. It's not about jealousy just a weird feeling of needing to maintain appearances sometimes. Anyone else experience this in their circle?

On paper I do okay, I’m 23 years old and my take-home income sits at around 9000 a month, the past 4 months I’ve made around 11,000. This was initially my dream to hit these numbers and now that I have I’ve realized that all it’s bought me is not looking at the receipt after buying groceries (and maybe a harry rosen visit every so often). It’s made me more motivated then ever to want to expand my business and I’ve been working my ass off. My days off have been consumed by more work and research.

My biggest issue still stands, it’s literally not enough for what I want, I STILL feel like I’m just “comfortable” it absolutely breaks my heart thinking about the people making 3-4000 a month, how the hell are you expected to grow in this society under a “normal” job, how are people supposed to survive? I thought this would be the big “cha ching” moment for me but it’s done nothing, I feel nothing, life is the same. It’s brought me genuine grief when I think about it.

Hello all I am from Canada (18) and have no idea where to start getting some cash. I am going to purse nursing next year so what side jobs can I do? That will pay me well. Any recommendations will be appreciated.

For all the rich people in this subreddit, how do i actually become rich? im 19 years old with a $500 bank balance, no car no job( trust me ive been trying to get a job for a month). I recently moved to a different city too and Ive been trying to get a new job from it. Im currently in college doing cybersecurity a two year program that’s about to end and I just really don’t know if that could actually get me rich. I just need to be rich bro, not just because of myself but bc of my family, and my mom. I just need to make her proud really bad bc of all the struggles she did for me as a single mom. So the rich guys, could you please show me a way of becoming financially secure before the age of 25? I want long term wealth not short term. Give me tips, Give me everything you can think of, legal or illegal i don’t care i just need to be rich so badly, Thank you!

Im 18F and just want to know where to start my life from
As the title states I want to be rich but I don’t even know where to start and I think I’m very limited by my country
Education is an important factor that I know and I’m in a very safe place academically but I know that’s not all that matters
EDIT: if any of the rich people seeing this are looking for an online employee please let’s talk

I think I’m jaded to money now. I’m 22 years old and through what is essentially inheritance, I have about a 380k NW, with over 300k in the market.

I recently graduated and got my first FT job paying 80k+, and was paid for the first time yesterday, about $2400. I lost $4500 in the market the same day.

I was happy to be paid of course, cause I’ve been living off saved cash for a few months, but it just didnt hit how I thought it would. Like, I didn’t have really any feelings about it at all, especially after I decided to check my brokerage and saw the loss.

That’s it. No questions, not looking for advice. Just wanted to share, because as you can imagine, I don’t feel comfortable sharing this with anyone else in my life.

Edit: To clarify, I don’t care that I lost money in the market. I dont care that I got paid either. I just dont care and I’m not sure why.

If you won the lottery tomorrow and suddenly became a millionaire, what would you do with your money? Would you buy your dream house, travel the world, help your family, start a business, or quit your job and enjoy life? Would you tell people about your winnings or keep it a secret? 💰👀 I’m curious to hear everyone’s answers! What’s the very first thing you would do if you won the lottery?

Reasons your posts aren’t getting enough engagement?

1) You’re just talking about what you offer, not how you can help your audience.
Funny enough, we always hear the same reason over and over again: don’t talk about what you offer; focus on their pain points.

Yet, I always see so many new brands making the same mistakes again. The audience doesn’t care what you offer if they don’t understand what solution you’re providing.

2) Boring content
While yes, sometimes informative videos are important, that doesn’t mean they shouldn’t be entertaining. If you have to talk about what you offer, be my guest and talk about it, but also talk interestingly. I understand it’s easier said than done, but it’s better than nothing.

2) Irrelevant content
You might make the perfect video, you also talk about pain points, and you’re also interesting, yet you’d still fail to get engagement if the solution you’re offering doesn’t relate to your audience. Which is why (and this is my personal opinion), before you start launching your brand, do a marketing research whether what you’re offering has a demand, or no one is looking for it.

What can you tweak to make your videos more engaging?

1) You might not like this idea, but create meme-themed content
I understand that many brands want to make everything look professional; in my experience, meme-based content has always performed well.

It doesn’t necessarily have to be stupid or childish; it could be you sharing your bloopers, or behind the scenes, or sharing a funny conversation you had with a client that’s funny. Anything that relates to your brand.

1) If you want to create professional videos, find questions and share analytics.
If you don’t like meme-based content, you can ask ChatGPT to write questions your potential clients might be asking about your service, such as “Why do you need this particular tool?” or “What’s happening in 2026 and how everything changed”

Anything related to what you offer.

After that, do research and find if other big brands have shared an article about analytics (According to “this brand,” 70% of men will experience baldness).

3) Lastly, keep it all short (around 10-15 seconds; that worked best for me)
Some brands treat short-form content as long-form content, and they spread all the information, making a short unbearably long, and they lose interest, killing your ratio.

Remember, the purpose is to “Hook” your potential clients enough so that they become curious about your brand.

Wish you all the best!

I’m 19 and I’ve been reading this sub for a while. The part I find most interesting isn’t really what people spend their money on, it’s how they actually got there.

For the people here who built what they have themselves, what did your journey look like?
What were you doing before things started working, and what do you think made the biggest difference?

If you could go back to 19 knowing what you know now, what would you focus on?

Because hard work without talent is nothing and I wish I want to be famous

I want to open up a genuine, deep discussion about something I’ve been observing and thinking about a lot lately.

We all know the dream: building massive wealth, achieving financial freedom, and enjoying the finest things in life. But lately, I’ve been noticing a recurring pattern—both in my own observations and in conversations with energetic therapists and coaches.

It seems like many multi-millionaires who have the biggest houses and the most expensive cars are also facing severe challenges behind the scenes. I’m talking about sudden incurable illnesses, broken relationships, or tragic losses within their families. It’s as if there is always a "hidden tax" to pay, making you wonder if the money was truly worth it in the end.

Because of this, many people advise taking the "slow, steady, and clean" path to wealth, warning against letting greed take over.

So, I want to ask the people in this group who have achieved extreme wealth or high net worth:

• What is your take on this? Is the "curse of wealth" real, or is it just a myth?
• If you chased money hard, do you feel it cost you your health, peace, or family happiness?
• Do you have any regrets, or did you manage to maintain a long, healthy, and happy life alongside your fortune?

I am genuinely curious about your real-world experiences. Looking forward to your insights!

​

Ok, so I was arguing with my friends about something. It was a debate. My dad felt in the trap of having enough money to live comfortably for his life, for his rest of his life, but he fell in the trap of wanting more.

Ok? And this sparked a conversation with my friends. Because of this event, I've strengthened my worldview of enough. Let me define enough. If you reach a certain point in your life when you have enough money to live comfortably and cover your expenses and your family's expenses, let's say you have kids or something like that. If you can cover their expenses and your expenses and live comfortably with money to spare, you should take that or strive for more?

Now let me give an example for you. You have a business, a big business, ok? Or you have an occupation that gives you a lot of money monthly. But that occupation or business is very time consuming, very stressful and it takes a lot of your time basically. Seen a lot of people who earn a lot but still work as hard as they nothing. You can always liquidate your business or go out of that firm or that occupation, invest money from the business or your savings from that occupation in something low risk, low reward and live comfortably with that money. If that money cover your expenses, your family expenses and also remain remains something to spend, you should take that all day everyday. Let's say you have a business that produces two million dollars a year, but it's very high stress and time consuming. You can always sell that business, put money in something that gives you passive income and that's it. You buy your time, have a lot of time, have peace of mind and live comfortably. If you do your math correctly, you live comfortably. And you have the most valuable thing ever. Time. You can never take time back.

Maybe you will not drive a Mercedes, you will drive a Toyota or maybe you will go in vacations and don't stay on a in a five star hotel, you will stay in a four star hotel. You will not have a big fancy house, you will have a normal, cost optimized house. But you will have no stress of deadlines, meetings with buyers or other ceo s, quarterly reports and other stuff. You catch my drift?

Ok. Now my friends told me that no, that is laziness, that is settling for less. If this year you made 1 million, the next you should want to make 2 millions.If you have a Volvo which is perfectly usable and has low maintenance cost, even though you can still use it, why not strive for a mercedes? I think you should remain with that Volvo until it's not working anymore. You know, I see objects as a tool to ease your life, not as a status symbol, you know? But my friends told me, no, you should not sell that business and settle for less. You should strive for greatness because that business can give you a lifestyle which is more glamorous, a status symbol and all that.

Basically, they say that the fact that you can afford a big house, a unique car of something like that, gives you a wonderfull felling and all that stress and work is worth it, while my view is lazy. I asked them if you make 150 k a year, but you have time to do what you want, go where you want and live in peace at the expense of having an ok car, an ok house and have holidays in an 4 star hotel instead of an ultra 5 star hotel or make 2 million a year, have all the stuff you want in the world, but be in constant stress and with no time for what makes you alive, what would they take? They said that the felling of buying that expensive thing is greater than anything.

Now, what do you think? Which is more correct? My view of life or my friend's view of life? You know, would you rather buy your time or work hard to get more material stuff?

I’m 34 years old, living in Canada, married, and have an 8-month-old baby.

Becoming a father has made me think much more seriously about our financial future. I don’t just want to be comfortable—I want to build meaningful, long-term wealth and eventually create opportunities and financial security for my family that I didn’t necessarily have myself.

I’d really like to hear from people here who have actually built significant wealth. I need advice.

This is a simple question, Is your money tied up in Real Estate? I ask because it seems a lot of the replies here seem to have people talking about money in investment properties of one type or another, at a far higher rate that other sub reddits dealing with money, finances, and investing. Also I too have a substantial portion of my estate tied up in investment properties, and I feel less alone here talking about it than in some others groups..

I belong to a men's group. The goal in the group is to grow men of character and responsibility. We just started, and one of the challenges we discovered is that many of the men that we interact with are struggling financially. We want to create a kind of mini course, or series of webinars that help these men develop a sense of how to start thinking about money and how to grow their finances.

So none of us has a career or extensive knowledge in finance, and none of us has made so much money that we can call ourselves experts in making money. However, we are willing to learn, by studying, and experimenting as we move forward.

I want to come up with an outline that will guide us. I tried to use AI to generate one after lots of reading and stuff. But I still need someone with experience to help with an idea of how we should structure the learning process.

Here is part of what we came up with using AI:

Here is the practical, step-by-step table of contents designed as a journey from absolute beginner to advanced wealth builder, using simple language and strictly focusing on the mechanics of money:

* Chapter 1: What Is Money: Definition, history, purpose, and understanding that its language is value

* Chapter 2: The Rules of the Game: How fiat currency, central banking, and inflation actually work

* Chapter 3: The Different Ways People Make Money

* Trading time for wages through traditional employment

* Trading specialized skills through freelancing and consulting

* Selling physical products via retail, e-commerce, or manufacturing

* Selling digital products like software, courses, or templates

* Providing scalable services through an agency or practice

* Renting out owned assets like real estate, vehicles, or equipment

* Investing capital for passive returns in stocks, bonds, or funds

* Building, scaling, and selling businesses for equity value

* Monetizing attention through content, advertising, or sponsorships

* Executing arbitrage by buying assets low and selling high

* Chapter 4: Maximizing Your Primary Income: Developing high-value skills and negotiating your salary

* Chapter 5: Cash Flow Management: Tracking daily inflows and outflows to optimize your profit margins

* Chapter 6: The Reality of Debt: Eliminating bad consumer debt and using good debt to leverage purchases

* Chapter 7: Starting a Business: Finding a market need, validating the idea, and launching your first offer

* Chapter 8: Scaling and Operating: Building systems, hiring, and growing your business revenue

* Chapter 9: The Mathematics of Compounding: How time, interest rates, and reinvestment multiply your capital

* Chapter 10: Stock Market Investing: The mechanics of buying equities, index funds, and dividend assets

* Chapter 11: Real Estate Investing: House hacking, rental properties, and the basics of leverage

* Chapter 12: Tax Efficiency: Using LLCs, S-Corps, and legal write-offs to minimize your tax burden

* Chapter 13: Asset Protection: Using trusts, holding companies, and insurance to shield your wealth

* Chapter 14: Advanced Wealth and Exit Strategies: Selling your business equity and structuring wealth transfers

So what are your thoughts? what is missing? how can we improve this?

For those with a net worth over 1 million, do you still take out a loan if you’re buying a car for yourself? If so, why?

I’m 22M and my father called me recently and explained his plan to leave me $600k over the next few years to allow compound growth to do its thing for my non-existent kids.

My father is a high earner with his own businesses in food service. He has already given me and my sibling 200k and 100k each, respectively, not including payment for college tuition, random gifts, vacations, etc.

I recently graduated with an accounting degree and have passed the CPA exams with minimal difficulty, which makes me the highest educated in my family, I guess. Since I’ve started educating myself on investing 3 years ago, my father gifted me the aforementioned 200k over 1.5 years. My net worth is now about 380k thanks to his generosity, and I am making a decent amount for my age. I suppose because of my education, he believes it would be best that I take control of a lot of the finances in my family. I’m already in control of my sibling’s brokerage account.

My father is not good with stock investing, but he is savvy with money otherwise, with most of his portfolio in real estate. He has had great gains since he acquired many of his houses during the 2008 crash, and he has a lucrative food service business. Because he claims that he is not good with stocks, he wants me to invest for him. He gave me a high level description of his plan to have me make 3 brokerage accounts in my name and deposit 200k into each of them over the next 5 years. What I do with the money is entirely up to me, but he wishes for me to grow it for his grandchildren. I should note that neither me or my sibling have expressed a desire to have children, in fact, we have expressed the opposite.

Based on our family dynamic, he will give me this money to control unless I expressly tell him that I will not do it. Additionally, gift/estate tax does not seem to be an issue as far as I understand. My father does not believe he will have $30 million (he is married) when he passes. I should also mention he is in good health.

I don’t necessarily feel like this is too much responsibility for me, but I would like to hear some other perspectives. Please let me know any concerns, questions, or advice you may have!