r/CreditCardsIndia • u/InternationalHat682 • 13h ago

General Discussion/Conversation Hey! Got my first ever cc

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Did anyone use this card from sbi, how to get the maximum benefits? Help!

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u/Calamitychaos_ 12h ago

Use for Instant Discounts. If you are not getting a savings of more than 1000 from this card in a year, upgrade to better SBI cards like cashback card and close simply.

1

u/so_orz 12h ago

Why close it? This can be used during amazon sales since SBI cashback is excluded.

1

u/Calamitychaos_ 11h ago

As I already mentioned, close it only if savings are below 1000 annually considering the card has an annual fee of around 600.

Don't forget to get the visa poshvine offer.