r/HBCU • u/ElectricalDig1047 • 6h ago
Transfer 🔄 Transferring to an HBCU as an out-of-state student with financial struggles — any advice?
Hi! I’m currently a freshman at William Paterson University in New Jersey, and I’m already considering transferring for Fall 2027. I know it’s only October, but I really don’t like the location or my experience here so far, and I can tell this school isn’t the right fit for me. My original plan was to attend an HBCU, but I got accepted into Howard and couldn’t afford it. I was also interested in Hampton, which my great-aunt attended, but my high school guidance counselor encouraged me to choose William Paterson instead.
I’m now looking into Morgan State, Hampton, and possibly Seton Hall, but finances are my biggest concern. My family can contribute around $500–$600 a month, and I’m willing to work and save, but I don’t want to put my family in a difficult financial situation. Has anyone else dealt with financial struggles trying to attend an out-of-state HBCU? How did you afford it, find scholarships, or get enough financial aid as a transfer student? I’d really appreciate any advice or personal experiences, especially from people who transferred after their freshman year!