It gets better and better. Now, they’ve invented a new strategy where you have more cash/bonds than stocks;
30% Cash
30% Stocks
40% Bonds

You do not want dividends because of taxes on ordinary dividends. What you want is 70% exposed to interest/ordinary income.

“It’s very defensive” 😂 . You don’t say! 70% is cash and bonds 🤦‍♂️