r/askcarsales • u/ItalianIce64 • 10h ago
US Sale Dealer is asking for a paystub after getting a letter of approval from my bank? CO buying in TX
Sorry if this is a weird question,
I’m buying car that’s out of state for me. My bank requested 2 paystubs and a w2 before giving me a letter of approval with a code on it that the dealer should be able to use to pull up my loan application.
I’ve made it fairly clear I want to go directly through my bank despite the dealer working with my bank normally.
I don’t want to overthink anything, but why is my dealer now asking for a paystub? Isn’t the point of the letter to say “yeah he can pay for this car”?
I can’t shake the feeling it’s because the dealer is trying to be a part of the financing.
Any input is appreciated
Cheers